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107 Productive Things to Do Instead of Spending Money

Bigger, better, and badder than ever before. Okay, let me not get ahead of myself. A few years ago, I put together a monster list of things you can do instead of watching TV to be productive, and it was one of my most popular posts. Well, like all things, it was time for some reorganization. I thought what better way to improve the list than to include things that are relevant to making and


How to Lose 20 Pounds in Four Months on a Budget

At the end of May I decided it was time to make a change. I’ve been meaning to get back into shape and putting it off. I tried some small tactics here and there mostly to make myself feel better about “trying”. I got an expensive membership to a gym one year. The weight didn’t budge. I tried to eat better intermittently. By eat better I mean 90% cheat meals and 10% healthy meals. Again,


Why It Makes Sense To Refinance Student Loans

This is a sponsored post from Drew of the Student Loan Report. Enjoy! Many college students need to borrow money to pay for college from both the government and private lenders.  If you have borrowed from multiple lenders, the due dates for each loan repayment can become blurry or the payments might be too much for your current salary.  If you can relate to this scene or simply want to lower your monthly payments, refinancing


Digit Review: A Simple Way to Automate Your Savings

Do you want to start saving more money today. Ok, silly question alert. We all want to save more money. Well, I’m itching to tell you about the Digit app peeps because it’s a tool that even big spenders can use to save a lil’ more. The best part is that saving with this app takes no effort. Digit links to your checking account. Then it works it’s magic to find money in your account that


How to Repay Massive Amounts of Debt With a Zero Sum Budget

A few years ago, I was successful at budgeting for the first time, and it helped me pay off my student loan. I’d tried budgeting before but was never able to stick to the process. So, I tweaked my budget method to make it work for me. I thought what I came up with was a unique budget idea, I later found out it has a real name: The zero sum budget (also called a


#YourFirstHustleDollar: Chonce of My Debt Epiphany Talks Freelance Writing

Another #myfirsthustledollar series post my friends. In this series, I ask peeps how they made their first independent dollar because often the first one is the hardest. Our mission here is to demystify the whole thing. This week, we have superstar blogger Chonce Maddox of My Debt Epiphany. She’s a freelance writer that was able to jump her income from $0 to $3,000. And she’s dishing all of her secrets! Take it away Chonce!