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The holidays are a time for a lot of spending. It’s the time of year where we buy gifts for kids and relatives, eat a ridiculous amount of food, attend holiday parties, and drink boozy booze. You know the deal. A bunch of money spent.
Here’s a 35-day holiday savings challenge that can get you prepared for end of year costs throughout the year. This way there’s no need to scramble at the last minute for cash to buy gifts. Or worse – rely on credit cards for holiday spending!
If you start this savings challenge by Nov. 1, you’ll save $630 by Dec. 5, just in time for early bird holiday shopping. You can start even earlier to save even more.
The 35-Day Holiday Savings Challenge
The rules of the challenge are super simple. Each day of the challenge, deposit the corresponding amount (it’s in the PDF below) into savings. If you don’t currently have a savings account, I recommend opening one with Capital One 360.
It’s an online savings account that you can open separate from your regular, old checking account. Having an account that’s not attached to your checking account makes your savings much harder to spend. Capital One 360 accounts have no fees and require no minimum balance to start. That’s my kind of bank account.
Download the printable PDF version of the savings challenge with space to check off the days below.
And that’s all she wrote folks!
Want more posts on saving money? Check these out:
- How to Save Money When You’re Broke as Hell
- How to Lower Your Comcast Bill
- 100+ Things to Cut Out to Save Money on Monthly Expenses
- How I Increased Student Loan Payment By 500% on a Humble Salary
- 35-Day Holiday Savings Challenge
- How to Repay Debt With a Zero Sum Budget
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