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How to Live the Instagram Influencer Life on a Budget
TayTalksMoney

How to Live the Instagram Influencer Life on a Budget

how to live like an instagram influencer without going broker

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(Last Updated On: July 11, 2019)
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how to live like an instagram influencerHOW TO LIVE LAVISHLY LIKE AN INSTAGRAM INFLUENCERHOW TO LIVE LIKE AN INFLUENCER

Okay, you’ve seen it—Instagram influencers living it big, traveling everywhere, buying a bunch of cool clothes, and living the life. You’re wondering when it’s going to be your time to shine. You may not have the funds that these people have, but you can still live the life you want even if you’re not stunting on Instagram with sponsored trips abroad. So let’s talk about it… how can you also live the Instagram influencer life without earning Instagram influencer paychecks?

Write Down What YOU Want to Do—Screw Everyone Else

It’s so easy for us to scroll Instagram, see what other people are doing, and then decide that we want to do those things too because we have FOMO.

Ummmm, no. What they’re doing isn’t necessarily what you want to do with your life. Don’t fall into the trap of doing things (or aspiring to do things) just because that’s what the crowd is doing.

Write down your short-term and long-term goals. Do this exercise to get an idea of what matters to you so you can start creating financial goals that are geared towards these aspirations.

Make a Plan for Your Dinero

A budget is annoying, I get it. I don’t really like the word budget either,  but a budget exists for a reason. You need a budget to start taking control of your money so you can plan to spend on things you want to do rather than spending on random things that don’t really mean anything to you.

Living on “a budget” doesn’t mean you’re broke. It’s just a plan for your money, nothing more and nothing less. To create a budget, list out your income and then list out where you spend money every month. These expenses should include your fixed and variable expenses.

Fixed expenses are the expenses that don’t change every month like rent. Variable expenses are expenses that can change every month like gas, groceries, and money you spend buying Korean bbq. (Is it just me who splurges on bbq? Okay, maybe.)

List each of your expense out and make cuts where you can. I can show you how to make an easy, and no-fuss budget (even if you hate budgeting) in this book.

Put Your Money in a Safe and Separate Place

The secret for saving more money than you ever have saved before is putting your savings in a place that you can’t easily access when you feel the urge to buy a new pair of shoes.

The truth is that many of the Instagram influencers you see aren’t rolling in the dough either. Yes, it’s true. Sure, there are a few that are making a pretty penny but that’s a small percentage. The rest are probably just smart with how they spend their money. You need to be smart as well.

The first step is creating a savings account that you use to stockpile the cash that you will spend on the vacations, trips, clothes, bags, and shoes that you want.

The best savings accounts are accounts that are not connected to your checking account. When your savings is connected to your checking it’s too easy to transfer money when you want to go to happy hour, eat Uber Eats, or do other randoms stuff that is not related to your goals. Here are a few tips on how to find a good savings account.

Also, Digit is an account that I use and LOVE for saving.

It’s a savings account that connects to your checking account. It uses an algorithm to decide what money you’re not using and then it transfers the cash to the Digit account.

The transfers can range from a few cents to a few dollars and IT ADDS UP. I use the Digit savings account for my travel fund. I have several hundred dollars in the account that I’m planning to use for a trip to Curacao with bae. Click here if you want to sign up for your own account.

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Side Hustle Like a Beast

If you’re not making enough money right now to do the things that you want, it’s time to bring in more income. I’m obsessed with everything about side businesses.

A full-time job isn’t the only source of income that you can have. Running a side business is a great way to make some extra cash. Here are some ways to make extra money:

  • Freelance: Freelancing is MY ALL TIME FAVORITE HUSTLE. Freelancing is actually a hustle that turned into a full-time business for me with my highest revenue month being over $9,000. Freelancing is when you do work for people and companies independent of an actual employer. This could be writing (what I do), graphic designing, web designing, virtual assisting, social media managing, and more.
  • Sell your stuff (and other people’s stuff): Flipping is a hustle that can be very lucrative. For this hustle, you don’t have to just sell your stuff but you sell things you find at thrift stores, yard sales, and Craigslist.
  • Do random extra cash gigs: There are tons of extra things you can do here and there for more money. You can babysit, dog walk, edit resumes, clean houses, and more. Whatever you can do, DO IT. This will give you more cash for your pseudo Instagram lifestyle. Here are more random side income ideas.
  • Do surveys: Okay, so doing surveys online may not make you filthy rich, but you can make some extra money doing surveys and market research. You can potentially earn $10 per hour depending on how many surveys you qualify for. Learn more here.

Be Patient

We live in a microwave society. It seems like everyone is having their best life quickly. But what we’re not seeing is years of work and hours toiling away saving and making money to do what we want to do.

You are not alone in the struggle. It’s just that no one is showing their struggle because it’s a lot less sexy. Who wants to follow someone who doesn’t appear to have the perfect life? No one. Am I right?

So screw all of that and do what’s listed above to live your own “Instagram Influencer” life. Write down your own personal goals like where you want to travel, what you want to buy, and what you want to experience.

Create your budget to determine how much you have to put away for your goals. Then put your savings for the aforementioned goals somewhere that’s not connected to your checking account so you don’t feel enticed to spend it on unnecessary things.

Lastly, start side hustling to increase your income. There’s only so much you can cut from your budget before its time to focus on making more money.

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