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How to Repay Massive Amounts of Debt With a Zero S…

Updated May 3, 2017 A few years ago, I was successful at zero sum budgeting for the first time, and it helped me pay off my student loan. I was inspired to pay off my student loan because I wanted to pursue a dream of running my own business full-time. Doing that with student debt wasn’t something I wanted to do. I had tried budgeting before but was never able to stick to the process.


Why Emergency Savings is Vital (& Not Just Another…

Updated May 1, 2017 You may think I’ve always had things under control. Not so. I mean I write about making more money and saving more money. But things happen. Let me know if this has happened to you. Every-thang is coming together. You’re up-to-date on your bills. You’ve made significant payments on debt. You’re thinking – YAY me. Then [insert your something] happens. For us, it was car issues. Here’s a tail of an


4 Money Saving Ideas For Budgeting Newbies

Updated May 2, 2017 In 2013, I started to get serious about money for two reasons. I wanted to ensure that I was saving enough money for future BIG purchases. Plus, I wanted to save enough money and repay enough debt to responsibly quit my job and to start a business. Repaying debt before quitting my job felt like the safest and most responsible move to make. Taking this step is something I wholeheartedly recommend