A version of this post first appeared on The Huffington Post. Let me warn you ahead of time. This is not an I paid off six-figures of debt within a year post. It’s a play-by-play of how I was able to transition from someone who felt like I couldn’t possibly make more than the minimum payment on my student loan to someone who paid it off relatively quickly. A transformation from, “Help me, I’m poor.”
Updated May 3, 2017 A few years ago, I was successful at zero sum budgeting for the first time, and it helped me pay off my student loan. I was inspired to pay off my student loan because I wanted to pursue a dream of running my own business full-time. Doing that with student debt wasn’t something I wanted to do. I had tried budgeting before but was never able to stick to the process.