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How to Afford the Last-Minute Budget Vacation of Your Dreams

My family and I just got back from a Thanksgiving / birthday holiday vacation in the Caribbean. It was an impromptu trip that we booked in October for November. Last-minute much? Honestly, the urge to vacation can come out of nowhere. You don’t realize it’s time to get away until you feel anxious or exhausted and compelled to get the heck out of dodge. That’s how I felt in September and October. Fortunately, my husband


10 Websites that Will Help You Save Mega Bucks on Holiday Gifts

November 2016 is in the history books, so it’s holiday fever until 2017. I want to share a lil’ something, something with you. The average American plans to spend over $700 on gifts this year. Do you have an extra $700 laying around that you can splash on gifts? If not, don’t worry, you can still have a bomb holiday without going into a serious amount of debt. All you need to do is be a


10 Fabulously Free Ways to Give Back This Season

I celebrated my birthday this month. So, I come to you as someone a little bit older and wiser. Besides being happy that I made it through another year alive and kicking, I took a moment to appreciate the many amazing, funny, quirky, kind, and remarkable people I encountered this year in the real world and blogging world (that includes you). On the journey to financial independence (saving money, making money, etc., etc.), it’s so important


13 Practical Gifts Under $50 for Difficult People on Your Shopping List

Often the hardest people to shop for during the holidays are the people you end up spending the most money on. Am I right? On this site we’re all about saving. That means digging deep into the internet for deals and low-cost holiday items to avoid a debt hangover come January. If you know someone that’s hard to shop for, the best gift to buy is something practical. A gift that’s not super extravagant, but one they


10 Inspirational Blog Posts to Read Before Giving Up on Your Business Idea

Running a business full-time or part-time is a rewarding experience. You have total autonomy to grow something from the ground up and work from anywhere. You provide a product, service, or information that your customer base values. Moreover, your income can grow limitlessly based on how much work you put in. But, there’s also the downsides that no one likes to talk about a.k.a. the growing pains that occur when developing your business idea. These are


20 Low-Stress Ways to Make Extra Money for the Holiday

Hey friends! November is here. Last week, I shared the 35-Day Holiday Savings Challenge. Participating in the challenge will help you save $630 within 35 days for holiday gifts, food, fun, and travel. The purpose of the challenge is to help you save a little each day. But… What if you don’t have enough money to spare for the challenge or for the holidays in general? Don’t turn to credit cards, folks. Instead, start earning